AFFORDABLE ⊗ CONVENIENT ⊗ QUALITY
For Current Students.
To better understand how affordable NMSU Graduate Programs are.
University Financial Aid and Scholarship.
For Entering / New Students.
A guide to the financial responsibility / contractual obligation associated with enrollment at NMSU.
Our publication of current and historic rates for tuition and fees.
A guide to understanding tuition, fees and other charges associated with enrollment at NMSU.
Impact of Graduate Student Debt: Financial Capability, Financial Literacy, Financial Wellness
Financial Capability includes financial literacy, but adds access to financial services, behavioral factors, social influences, and emotions. It further involves capability as both the ability to act (i.e. internal capacities such as knowledge) and the opportunity to act (i.e. availability of products that are accessible, affordable and financially attractive, easy to use, and safe and reliable)
Financial Literacy refers to the knowledge and skills needed to make sound financial decisions. It includes gaining awareness and understanding of how money works and how to handle it responsibly. It generally includes topics such as how to create a budget, how to manage and pay off debt, and how to create savings for long-term goals, i.e., buying a home or building a retirement nest egg.
Financial Wellness is about a sense of security and feeling as though you have enough money to meet your needs. It’s about being in control of your day-to-day finances and having the financial freedom to make choices that allow you to enjoy life.